You are responsible for any charges not covered by the plan.
In Oklahoma, the plan will pay the same amount it pays network dentists for covered out-of-network services. For example, in Minnesota, the plan will pay 50% of the value of your network benefit for covered out-of-network services.
Certain states mandate coverage for dental care received out-of-network. The Cigna Dental Care plan is not available in all states.ĢA benefit is paid for covered out-of-network emergency dental care. Out-of-network services are not covered, unless for emergencies and where required by law as shown in your plan documents 2Įasily search for DHMO network providers in the directory on .ġThe term “DHMO” is used to refer to product designs that can vary depending on your state, including but not limited to, prepaid plans, managed care plans and plans with open access features.If your dental plan includes coverage for orthodontic services, you can see a network orthodontist without a referral 6.Certain dental preventive care services are covered at little-to-no-extra cost when you use your primary network dentist 5.Each of your enrolled dependents can choose their own NGD 2.Referrals are not required for network orthodontists and network pediatric dentists for children ages 13 and under.You choose a network general dentist (NGD) who will provide all of your routine care and refer you to specialists when necessary.There are no deductibles to pay before coverage begins, no annual dollar maximums on covered services, no claim forms, and no waiting periods. The Cigna Dental Care (DHMO¹) plan includes coverage for many procedures that may not be available on other dental plans. Being offered a Cigna DHMO insurance plan through work?
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